# Student loans

Overview of student loan options at Delta College including Federal Direct Subsidized and Unsubsidized Loans, Parent PLUS Loans, and Alternative Education Loans. Covers 2026–2027 federal policy changes, eligibility requirements, interest rates, borrowing limits, and how to request loans through the Federal Student Aid portal and Delta's Self-Service system.

## Links

- [https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations](https://www.federalregister.gov/documents/2026/05/01/2026-08556/reimagining-and-improving-student-education-federal-student-loan-program-final-regulations)
- [https://studentaid.gov/h/apply-for-aid/fafsa](https://studentaid.gov/h/apply-for-aid/fafsa)
- [https://studentaid.gov/mpn/subunsub/landing](https://studentaid.gov/mpn/subunsub/landing)
- [https://studentaid.gov/entrance-counseling/](https://studentaid.gov/entrance-counseling/)
- [https://studentaid.gov/fsa-id/create-account/launch](https://studentaid.gov/fsa-id/create-account/launch)
- [https://studentaid.gov/understand-aid/types/loans/interest-rates](https://studentaid.gov/understand-aid/types/loans/interest-rates)
- [https://studentaid.gov/](https://studentaid.gov/)
- [https://studentaid.gov/plus-app/parent/landing](https://studentaid.gov/plus-app/parent/landing)
- [https://studentaid.gov/understand-aid/types/loans/plus#eligibility](https://studentaid.gov/understand-aid/types/loans/plus#eligibility)
- [https://www.elmselect.com/v4/school/537/program/1/program-detail](https://www.elmselect.com/v4/school/537/program/1/program-detail)
- [https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-226/subpart-F/section-226.47](https://www.ecfr.gov/current/title-12/chapter-II/subchapter-A/part-226/subpart-F/section-226.47)

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<small>Source: [https://www.delta.edu/costs-financial-aid/student-loans.html](https://www.delta.edu/costs-financial-aid/student-loans.html)</small>
